FAQ
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Setup Process
What does “setup” include?
Standard setup typically includes delivery placement, blocking/leveling, anchoring to code, and basic weather-sealing of sections for multi-sections. It does not include utility connections, skirting, steps/decks, or concrete work unless expressly stated in your agreement.
Who handles utility hookups (water, sewer/septic, power, gas)?
You’ll coordinate utility connections with licensed providers or your contractor. We can refer trusted pros and share site requirements so they’re ready once the home is set.
Do I need a concrete pad or piers?
Requirements depend on local codes, soil conditions, and your lender/insurer. We’ll provide the foundation specs your contractor needs (pier-and-beam or engineered slab, as applicable).
Will skirting, stairs, and decks be included?
These are usually add-ons. We can quote skirting and basic steps; custom porches/decks are available through partner contractors.
Delivery & Timeline
How long does it take from order to move-in?
Typical ranges are 8–16 weeks depending on home availability, factory build queue, site readiness, permits, weather, and utility scheduling. We’ll give you a projected timeline after purchase and update you along the way.
What affects delivery scheduling?
Route permits, escort requirements for oversized loads, weather, and site access (clear roads, pad ready, trees/obstacles). Having the site “delivery-ready” keeps things on schedule.
How far do you deliver, and is there a mileage limit included?
We deliver across Texas. Base pricing usually includes delivery within a set radius; beyond that, additional mileage and escort fees may apply. We’ll confirm costs by address.
How long does on-site setup take?
Once delivered, standard setup is often 2–5 business days for single-sections and 5–10 business days for multi-sections, excluding utility hookups and inspections.
Financing & Down Payment Expectations
What financing options are available?
Most buyers use chattel (home-only) loans, land-home packages, FHA/VA (when eligible and applicable), or conventional loans. We can introduce lender partners familiar with manufactured housing.
How much should I plan for a down payment?
Down payments vary by lender, credit, and loan type. Many programs range from ~5%–20% down; some government-backed options may allow lower. Your lender will set the exact amount.
What documents will my lender ask for?
Typically government ID, recent pay stubs, W-2s/1099s, tax returns, bank statements, and your purchase agreement. If it’s a land-home loan, you may also need land docs and site estimates.
Can I finance site work and add-ons?
With land-home packages, lenders often allow bundling eligible site improvements (foundation, utilities, decks, etc.) into one loan. Chattel loans are usually home-only. Ask your lender for options.
What’s Included / Not Included in Pricing
What’s included in your advertised price?
The home as spec’d, manufacturer’s standard features/warranty, and basic delivery/setup within our included radius (details in your quote). Exact inclusions will be listed in your purchase agreement.
What common items are not included?
Land, site prep (grading/pad), utility connections/fees, permits/impact fees, skirting, steps/decks/ramps, custom upgrades, AC installation (if not factory-installed), and escort/mileage beyond the included radius—unless added to your agreement.
Are taxes, insurance, and permitting included?
Usually not. Property taxes, homeowners or dwelling insurance, and city/county permits/inspections are the buyer’s responsibility unless your contract states otherwise.
How will I know my final “all-in” cost?
We’ll give you a detailed written quote for the home and setup scope. Your contractor(s) or lender can provide estimates for site/utility work, and we’ll coordinate specs so you can lock in an all-in budget before proceeding.